Overview

Use the reconciliation service to understand the movement of funds, transaction details, and settlement status of your accounts. It helps you quickly obtain the information needed for daily operations, financial accounting, and compliance audits.
View or download reconciliation files in the Checus Merchant Platform to complete your reconciliation needs.

Available statements

Statement category	Detail type	Description	Naming example
Transaction statements	Payin transaction statement	User payment transaction details, including order-level transaction status and details	merchantid_payin_starttime_endtime.xlsx/csv
		Payout transaction statement	Merchant payout transaction details, including payee information and payout status	merchantid_payout_starttime_endtime.xlsx/csv
Settlement statements	Settlement summary statement	Settlement summary at the merchant level	merchantid_settlement_starttime_endtime.xlsx/csv
		Settlement detail statement	For each transaction, settlement flows and detailed records within the settlement cycle	merchantid_settlement_detail_starttime_endtime.xlsx/csv
Fund statements	Fund detail statement	Fund movement details for each currency of the merchant	merchantid_bill_starttime_endtime.xlsx/csv
		Day-end balance daily report	Daily snapshot of end-of-day balances for the merchant’s fund accounts	merchantid_daily_fund_starttime_endtime.xlsx/csv

Note: File naming rules typically include merchant ID, statement type, and the start and end dates of the billing period for easy identification and archiving. For the specific field structure, see Statement structure description.

Statement flow relationship:

• After each transaction is completed, a transaction detail statement (Payin / Payout) is first generated to record key elements at the transaction level (amount, status, etc.).
• At the end of the settlement cycle, based on the transaction details, a settlement statement and settlement details are generated through aggregation to clarify the amount and scope that can be settled.
• After the settlement instruction is executed, according to the actual payment and reconciliation operations, the merchant account will undergo fund movements recorded in the fund detail statement as account-level vouchers. Meanwhile, all fund operations affect the day-end balance and are reflected in the balance daily report.

Features

• Customizable statements: Customize the reconciliation content you need as required.
• Scheduled delivery: Automatically generate reports daily or monthly and deliver them on time.
• Multi-channel access: Obtain via the merchant console (MMC), email, or SFTP.
• Detailed transaction records: Fully record every transaction, refund, fee, and account fund change for the Payin/Payout lifecycle.