Funds Reports ​

Purpose

Shows daily balance movements for each currency in the account, including non-transaction activities such as top-ups, settlement receipts, and payout returns.

Filtering dimensions (2 options)

• Fund Detail Report: Filter by Request Time (actual posting time).
• Daily Balance Report: Filter by Date(report date).

Notes

• Does not include Payin/Payout transaction details.
• For acquiring related funds, please reconcile with transaction detail reports and settlement reports together.

Templates

• Fund Detail Report：Merchant ID_bill.xlsx
  
• Daily Balance Report：Merchant ID_daily_fund.xlsx

Fund Detail Report Example

Field Name	Field Label	Description	Example	Enum / Notes
Request Time	Posting Time	Time when the fund movement was recorded into the system.	35:00.0
Accounting Amount	Posting Amount	The amount of this transaction; positive = inflow, negative = outflow.	-7
Balance	Account Balance	Available balance after the fund movement.	447015411
Accounting Currency	Account Currency	-	IDR
Accounting Type	Posting Type	See enum values.	Transfer	Freeze Funds Unfreeze Funds Defend Apply Defend Close Disbursement Top Up Transfer Exchange Withdraw Payment Refund Collection Settlement Settled Others
Account Subject	Account Type	Identifies which account this transaction occurred in.	Settled Payment Account	Settled Payment Account Disbursement Account To Be Settled Account
Txn Create Time	Transaction Created Time	Time when the request was submitted and transaction was generated.	35:00.0
Txn Complete Time	Transaction Completed Time	Time when the transaction reached final status.	35:00.0
Merchant Txn ID	Merchant Order ID	Order ID submitted by the merchant.	WD202202282359501838218324
Trade Order ID	Platform Order ID	Unique transaction ID generated by Checus.	A2022030107595914717433
Country	Country	Country code associated with the transaction.	ID
Txn Amount	Transaction Amount	Total amount of the business transaction.	7
Txn Currency	Transaction Currency	-	IDR
Payee Txn Fee	Payee Transaction Fee	Fee borne by the payee.	1
Payee Txn Fee Currency	Payee Fee Currency	-	IDR
Payer Txn Fee	Payer Transaction Fee	Fee borne by the payer.	0
Payer Txn Fee Currency	Payer Fee Currency	-	IDR
Payee Tax	Payee Tax	Tax imposed on the payee.	0
Payee Tax Currency	Payee Tax Currency	-	IDR
Payer Tax	Payer Tax	Tax imposed on the payer.	0
Payer Tax Currency	Payer Tax Currency	-	IDR
Remark	Remark	Used to record additional notes or comments.
Reference	Reference	Custom data defined by the merchant.	This is reference
Fields to be added	Reserved Fields	-	-

Daily Balance Report Example

1. Settled Payment Account:

Holds settled acquiring funds after the settlement cycle is completed. The balance comes from settled Payin transactions and can be withdrawn or transferred to the Disbursement Account.

2. Disbursement Account:

Used for payout/disbursement operations. Funds come from merchant top-ups or transfers from the settlement balance to support daily payouts.

3. To Be Settled Account:

Holds acquiring funds that have not yet entered the settlement cycle. Balances here are not yet included in settlement reports and cannot be withdrawn or used for payouts.

Field Name	Field Label	Description	Example1	Example2	Enum / Notes
Date	Date	The accounting date (calendar day) to which this record belongs.	2024/12/21	2024/12/21
Account Subject	Account Type	See enum values.	Disbursement Account	Disbursement Account	Settled Payment Account: An account that holds funds from acquiring transactions that have reached the settlement period. Disbursement Account: An account that holds funds transferred through deposits or settlement transfers, which can be used for payment purposes. To Be Settled Account: An account that holds funds that have not reached the settlement period or have not been settled yet.
Initial Daily Amount	Opening Balance	Account balance at the beginning of the day.	10000	0
Inflow Amount	Inflow Amount	Total amount of all incoming funds during the day.	2000	200
Outflow Amount	Outflow Amount	Total amount of all outgoing funds during the day.	1000	0
Final Daily Amount	Closing Balance	Account balance at the end of the day.	11000	200
Currency	Currency	Currency used for the account and all amount fields.	KRW	USD