Settlement Reports ​

Settlement Cycle Types

Settlement Mode	Description
T+N Days	Transactions made on day T are settled on day T+N.
T+N Weeks	Transactions made during week T are settled on the Monday of week T+N (configurable via contract).
T+N Biweekly	Transactions made during week T and the following week are settled together on the Monday of week T+N (configurable via contract).
T+N Months	Transactions made during month T are settled on the 1st day of month T+N (configurable to month start or month end).

Purpose

Settlement reports are generated based on the configured settlement cycle to help merchants confirm periodic fund settlements.

• Settlement Summary Report: Shows the amount payable aggregated by country and payment method.
• Settlement Detail Report: Lists settlement entries for each individual Payin transaction.

Refund Transactions

• Time fields are based on the refund transaction itself, independent of the original transaction.
• The merchant order ID is replaced with the refund ID (refund_id).

Negative Settlement Amounts:

• Settlement reports will still be generated.
• Merchant balance will not be deducted; net settlement will be performed after offsetting against positive settlements.
• Exchange rate fields and timestamps will be null (empty).

Filtering & Export Instructions

You can retrieve settlement reports through the following three options:

• 'Report' > 'Report Download' to download settlement reports.
• 'Settlement > Settlement Order' to filter and export in the current list:
  • If no items are selected, you can download all settlement summaries and details.
  • If items are selected, only the selected settlement summaries and details will be included.

• 'Settlement > Settlement Order' to view settlement details and download the specific settlement report.

Report Templates

Merchant ID_settlement_sum.xlsx
Merchant ID_settlement_detail.xlsx

Settlement Summary Report Example

Field Name	Field Label	Description	Example	Enum / Notes
Created Time	Settlement Created Time	Time when the platform generated the settlement statement.	40:00.0
Settle ID	Settlement Statement ID	Unique settlement ID generated by the platform.	FSTSC202308140220441450264
Txn Amount	Transaction Amount	Total amount of all transactions in the settlement cycle (excluding fees, taxes, etc.).	4.99
Txn Currency	Transaction Currency	-	USD
Txn Fee	Transaction Fee	Total transaction fee.	-1.99
Txn Fee Currency	Fee Currency	-	USD
Txn Tax	Tax	Total tax amount.	-0.1
Txn Tax Currency	Tax Currency	-	USD
Merchant Txn Tax	Merchant Withholding Tax	Total merchant withholding tax.	-0.5
Merchant Txn Tax Currency	Merchant Tax Currency	-	USD
Security Deposit	Rolling Reserve	Reserved or frozen portion of transaction funds.
Security Deposit Currency	Reserve Currency	-
Net Amount (confirm)	Net Amount (Confirmed)	Total net amount after deducting fees and taxes. Net Amount = Txn Amount + Txn Fee + Txn Tax	2.4
Net Currency	Net Currency	Usually aligned with merchant settlement preference.	USD
Exchange Type	FX Timing	Indicates the FX timing applicable to this settlement statement.	On Settlement Time	On Settlement Time On Txn Complete Time On Confirm Time
Settlement Amount	Settlement Amount	Actual amount settled with the merchant.	3.99
Settlement Currency	Settlement Currency	Currency used for settlement.	USD
Fields to be added	Reserved Fields	-	-

Settlement Detail Report Example

Field Name	Field Label	Description	Example	Enum / Notes
Settle ID	Settlement ID	Settlement statement ID to which this record belongs.	FSTSC202308140220441450264
Settlement Time	Settlement Time	The time when this transaction was settled.	00:00.0
Txn Created Time	Transaction Created Time	Time when the user initiated this transaction.	31:00.0
Txn Completed Time	Transaction Completed Time	The time when the transaction status was finalized.	35:00.0
Country	Country	Country/region associated with this transaction.	RU
Transaction Type	Transaction Type	See enum values.	Pay	Pay Refund Apply Refund Failed Chargeback Unfrozen Chargeback Frozen CB Assist Apply CB Assist Cancel Adjustment Increase Adjustment Decrease
Merchant ID	Merchant ID	Merchant identifier associated with this transaction.	P000001
Merchant Txn ID	Merchant Transaction ID	Unique transaction ID defined by the merchant.	sdfhsdofnsaldja
Trade Order ID	Platform Order ID	Unique transaction ID generated by Checus.	A202307240008117223154
Txn Amount	Transaction Amount	Original transaction amount initiated by the user.	4.99
Txn Currency	Transaction Currency	-	USD
Txn Fee	Transaction Fee	Service fee charged by the platform for this transaction.	-1.99
Txn Fee Currency	Transaction Fee Currency	-	USD
Txn Tax	Transaction Tax	Tax amount related to the transaction fee.	-0.1
Txn Tax Currency	Transaction Tax Currency	-	USD
Merchant Txn Tax	Merchant Withholding Tax	Tax withheld and paid by the platform on behalf of the merchant.	-0.5
Merchant Txn Tax Currency	Merchant Tax Currency	-	USD
Net Amount	Net Amount	Final net income calculated for this transaction.	2.4
Net Currency	Net Currency	-	USD
Exchange Rate	Settlement Exchange Rate	Exchange rate used to convert transaction amount into settlement amount.	1
Exchange Time	Exchange Rate Timestamp	Time when this exchange rate was applied.	40:00.0
Exchange Type	Exchange Type	See enum values.	On Settlement Time	On Settlement Time Txn Complete Time On Confirm Time
Payment Method Type	Payment Method Type	e.g. card, bank transfer, online banking.	BAR_CODE
Payment Method	Payment Method	e.g. VISA, Mastercard, etc.	711/全家/HiLife/OK MART
Target Org / Card Org	Target Institution / Card Org	e.g. bank name, wallet provider, card scheme.	FAMILYMART
OriginalMerchant Txn ID	Original Merchant Order ID	Used to record the initial transaction request ID.
Trade Description	Trade Description	Title or product info, may appear to users or on receipts.	Subject 40 Diamonds
Reference	Reference	Custom data defined by the merchant.	This is reference
Fields to be added	Reserved Fields	-	-