Overview

Use the Reconciliation Service to track account fund flows, transaction details, and settlement status — helping you access required data quickly for daily operations, financial accounting, and compliance audits.
View or download reconciliation files anytime in the Checus Merchant Portal to meet your reconciliation needs.

Available reports

Report Category	Detail Type	Description	Naming Example
Transaction Reports	Payin Transaction Report	User payment transaction details, including order-level status and transaction information.	merchantid_payin_starttime_endtime.xlsx/csv
	Payout Transaction Report	Merchant payout transaction details, including recipient information and payout status.	merchantid_payout_starttime_endtime.xlsx/csv
Settlement Reports	Settlement Summary Report	Summary of settlement amounts at the merchant level.	merchantid_settlement_starttime_endtime.xlsx/csv
	Settlement Detail Report	Record of each transaction’s settlement flow and details within the settlement cycle.	merchantid_settlement_detail_starttime_endtime.xlsx/csv
Fund Reports	Fund Movement Report	Detailed records of merchant fund movements by currency.	merchantid_bill_starttime_endtime.xlsx/csv
	Daily Ending Balance Report	Daily snapshot of the merchant’s fund account ending balance.	merchantid_daily_fund_starttime_endtime.xlsx/csv

Note: File names typically include merchant ID, report type, and the start and end date of the billing period for easy identification and archiving. For details on file structure, refer to Reconciliation File Specifications.

Report lifecycle:

• After each transaction is completed, a transaction detail report (Payin / Payout) is generated to capture key transaction-level information such as amount and status.
• At the end of the settlement cycle, transaction data is aggregated to generate the settlement summary report and settlement detail report, clarifying the settlement amount and scope.
• Once the settlement instruction is executed, the system processes fund movements based on actual payout or accounting actions. These are recorded in the fund movement report as a ledger-level record of account activity. All fund operations also impact the end-of-day balance, which is reflected in the daily ending balance report.

Key features

• Customizable reports: Tailor reconciliation file contents as needed.
• Scheduled delivery: Automate daily or monthly report generation and delivery.
• Flexible access: Retrieve files via the Merchant Portal (MMC), email, or SFTP.
• Full transaction details: Record the entire Payin/Payout lifecycle, including payments, refunds, fees, and account-level fund movements.